Monday, September 27, 2010

This is Funny

Someone randomly posted this when I was nerding out on the Dave Ramsey live blog.

Just thought it was funny.

Sunday, September 26, 2010

FPU on Sale

I will keep preaching the word until everyone listens. It's a life changer. Even for those of you who think you're good at budgeting, truly--you could be better.

You know how much I love the other man in my life DAVE RAMSEY.

He just came to Phoenix, and I talked to one of my friend's who went, and she LOVED it. Knew she would.

Anyhow--his Financial Peace University is on sale.

It's a class you can take locally. And it's more in depth of all of the stuff he teaches. It's a lifetime memebership, so once you purchase--you can take the course as many times as you want over your lifetime. We actually bought ours in 2002, and have never had the time to use it.

But we will this Spring, so we are going to take it. It's worth the money--I can guarantee it.

And it's ON SALE. And I don't know how long it will last.

Click HERE to either buy it, or watch the video on his site to learn more about it.

The more the merrier.

Friday, September 24, 2010


A few of my friends will be selling their awesome goods here. You know the necklace I wear that everyone always love? Yah that. And the headband? Yah that. And my lipgloss.

In Honor of Dave

Ok I'm so jealous I wasn't there.

Who went?

Did you feel inspired?

I really need to get back on it as hardcore as I used to be--I'm sad I missed it.

In honor of Dave I'm linking to my money post that has a budget all ready done up for you.

Go with the inspiration.

Use my spreadsheet.

it helps.

Check it HERE.

For video of how to use the budget go HERE

Thursday, September 23, 2010

Confession as Therapy

I have SHIT days.

Yes I swore. In fact, I swear quite often, I just never wanted to post about it in case one of my mutual girls read this. But guess what, today I don't care.

I don't drink, I don't smoke, I go to church on Sundays. I eat right, I exercise, I don't covet (very often). I've never murdered anyone. I don't steal.

So this is my sin. And honestly, an expletive now and then releases my tension. It is satisfying. (as I wrote that I started to feel guilty)

So anyhow, back to my confession,

I'm on day two of my Shit days. I woke up yesterday PISSED OFF. At anyone and anything. I thought today would be better, and it is, a little, just because I wasn't caught off guard.

I'm pissed that my kids won't eat FREAKING Oatmeal. I'm sick of trying to make them eat healthy. REally--I put sweet stuff in it--just eat the DAMN oatmeal. So today I flipped in a calm crazy sort of way. I told them they didn't have to eat oatmeal. They could eat WHATEVER THE HELL they wanted. So they ate cereal. Then I went off on a crazy rant and said, "Do you want candy for breakfast tomorrow?" Which they delightedly said "Yes!" Then I said that I would start feeding them tons of crap that would make their bodies unhealthy and they could be sick all of the time. That is when their faces drooped. I think they saw the crazy in my eyes.

Then Blondie couldn't find her shoes. She CAN NEVER find her shoes. And I in a rather calm and creepy sort of tone told her that she could wear flip flops to school (which is not allowed) and just get in trouble for it, because today I DON"T CARE. She didn't want to get in trouble. The pair she couldn't find was her back up pair. Because her real pair I went crazy on about a week ago. They are high top converse type with a zipper on the side so you don't have to tie them. Well, the zipper was stuck at the top and I tried SUPER hard to get it down with pliers. NOPE. NOTHING. For a long frustrating time. So I cut one off, right down the side of the zipper. Problem solved. Except for today, when her back up pair was missing BECAUSE SHE DIDN"T PUT THEM IN THE FREAKING SHOE BASKET. I made her put on her broken pair, then she whined about how she wouldn't be able to go on the monkey bars because it would fall off. And I said--"OK" Because I'm crazy today. Which confused her. Then she got in the car and found her shoes.

My house is dirty, and I don't care. I have three loads of laundry to fold. And I don't care. Mostly the reason for that is my Shit day #1 yesterday. Seriously, I ignored everything (well I cleaned the kitchen before breakfast). I got on the computer and redid my blog--which was theraputic. I talked to my friend on G-mail and we traded stories of irk. I let my kids watch back to back movies, and Brownie didn't get out of her pajamas until I was forced to leave the house at 2:00 for Parent Teacher conferences.

Ugh. Schools. I'm tired of thinking about schools. I've been considering switching schools, and thought I found the perfect fit, until someone told me some bad stories about it. Ugh. It did seem too good to be true. So now what? Everything is dumb and I'm done with it.

I think this was sparked by money. It usually is. We had to fix Hyrum's window on his car because it was broken. Normally I would have just ignored it but it was his driver's side window. It needs to move up and down. The others, not so much. Goodbye money that we didn't have in the first place.

Oh and I need $500 worth of dental work. It's actually $2500 worth but I have really good insurance. But still. That's $500 I don't have, but I can't put it off any longer or my teeth will get worse and it will cost me more money.

Did I forget to mention the electrical work I've been ignoring that is needed on my suburban? Yep, every once in a while, a tuft of crossed-wire sort of smoke comes out of my steering column. But it's cool. We haven't been set on fire yet.

Shit. Total Shit.

I'm sick of borrowing money from my parents. I'm turning 35. In my younger years I thought FOR DAMN SURE I wouldn't be borrowing money from my parents at this age. But here I am. How else would I get the Honda fixed, and my teeth fixed, and buy schools clothes. Isn't that what everyone does? Oh, no? Really. At least in this economy I'm not alone. So I don't feel that bad. I'm just really happy my parents lived a very responsible lifestyle and are able to do that for me. I know a lot of people in my situation who are giving money to their parents. So at least that part is not shit.

I hate debt. I wear it like a backpack. I daydream of being one of those wives that has no idea how much is in the bank account, or where any of the life insurance forms are. ***DROOOLING***** To just live in a blissful, unaware sort of world sounds just delish to me right now. I'm not that wife. I'm a bossy, controlling, very aware of every penny wife. I can tell you where EVERY PENNY of our income goes. I'm not joking. You could sit down with me and last months budget and I could tell you EVERY PENNY. Many women dream of new shoes, a purse, maybe a new car. Do you know what i want MORE THAN ANYTHING IN THE WHOLE WORLD? A 15 year mortgage. Seriously--I tingle with delight at the thought. Giddy. Giddy I tell you.

I'm at the end of the tunnel. Hy finishes in December and if all goes well will be hired on by the end of January. So my money woes should improve. By MULTIPLES. Money will still be stupid, I will still have debt, and our cars will still be broken down. I just hope my parents will have no part in any of that. All I can think of is how I want to start saving like my parents did--so when Brownie is 35 and her husband is in school--I can pay for her dental work. I realize that it's all in turn.

What stinks is---I think I have a better situation right now that A LOT of people. A lot of people who had better situations than me in the past. And that is just c-r-a-z-y. So I should just SHUT IT. My situation is not because my husband is lazy, it's the opposite, he wants to make more money and have us live better. He's working hard. I have an educated husband who will have job security. Boo-hoo for me. That pisses me off too. I never let myself have shit days. I've always been very aware of my blessings. So it makes it hard to whine and crab like I'm doing right now. But it happens. And I wanted everyone to know.

I have SHIT days.

Wednesday, September 22, 2010

A girl can wish

Dear Birthday Gods,

Here are some ideas.

xoxo Jill

We are pansies

From my e-mail this morning:

Just wanted to remind you all about girl's night this Friday at 6:30. We will be chilling outside, so you might want a sweatshirt or blanket.

To non Arizonans--Our high for Friday is forecast at 96

And I WILL bring a sweatshirt. And possibly a blanket.

Sunday, September 19, 2010


I took this shot because when I saw it, it struck me how distinctly different their hair colors were. I've always wanted to set up a picture of them from behind, but just never got around to it. Seriously--how cool is it that their hair is all so different.

**Note to Trent M. --I DO NOT dye their hair.


Friday, September 17, 2010

Wednesday, September 15, 2010

You are a Mammal

Just in case any of you drop by anytime soon, I just wanted to give you a heads up.

It's just possible that Kizzy might want to engage in a conversation about mammals, sparked by her older sisters library book

She will say "You are a mammal because you have hair"

And then she might gently press on your boobs and say "and because you get milk in your bosoms"

If this occurs, just go with it and act normal.

That's what I do

I'm thinking it's just a phase.

Tuesday, September 7, 2010

Get Dave Tickets

Check this out! At Groupon this is today's deal. It's not the main one, it's on the side bar.

If you haven't bought tickets.





Worth every penny.