tag:blogger.com,1999:blog-683866266059492804.post719085194330629652..comments2023-09-03T01:23:46.757-07:00Comments on I'm stil cool . . . er . . .right?: That's right I said itlittle jillhttp://www.blogger.com/profile/06834593205670936305noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-683866266059492804.post-41419330117377430552009-03-11T11:10:00.000-07:002009-03-11T11:10:00.000-07:00FABULOUS POST!!!!! Thanks:)FABULOUS POST!!!!! Thanks:)Jamiehttps://www.blogger.com/profile/11456846201807604143noreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-89875077633197189972009-03-09T11:42:00.000-07:002009-03-09T11:42:00.000-07:00AMEN! I'm with you, but I also think you should se...AMEN! I'm with you, but I also think you should see if you fit the terms for the "program A" section of the Obama plan. We bought a small house that we could afford, and make full payments every month. We are responsible. But when the plan rolled out last week, my husb called our bank to see if we qualified to get our rate dropped. Since we bought our house at the exact WRONG time, and house values dropped so badly in AZ, we are "under water" (we owe more than the house is worth). Since our mortgage is backed by either Fannie or Freddie, we are eligible to refinance at a lower rate, even though we've never missed a full payment. The deal is you have to be less than 105% under water. The other section of the deal is if your payments are over 38% of your income, then you can get them lowered to 31% of your income. You shold call you bank to check - seriously! We might go through with it, because we are the people who did the right thing and our tax money is paying for the plan, we might as well be benefitting. No guilt here. Since the plan is going to be implemented no matter how much we complain, at least it is going to benefit SOME people who have done the right thing from the beginning.<BR/>:) KeddiAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-54915550269792971992009-03-08T22:12:00.000-07:002009-03-08T22:12:00.000-07:00Boy, you are right on! My kids are in the same sit...Boy, you are right on! My kids are in the same situation you are. They'd be thrilled if they could get their 7% mortgage down a to 5%. They've never missed a payment; they rarely buy or do anything "extra"....and like you, they spend their income tax refund paying off the shortfall every year.<BR/><BR/>I have no empathy at all for those people who took out "creative" mortgages they clearly could not afford, and the thought of them getting a 2% rate makes me very, very crazy. These people bought houses planning to make the payments using appreciation that hadn't even happened yet! (And now it ain't gonna happen...) It's all about depreciation in this economy. <BR/><BR/>Let's face it. Some people just can't afford a house. They should buy one if and when they can.<BR/><BR/>Thanks for venting so perfectly in line with my feelings. =) (I feel better now...)Susan Andersonhttps://www.blogger.com/profile/16049586085703324088noreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-36075392609880270252009-03-07T15:00:00.000-08:002009-03-07T15:00:00.000-08:00True Dat. I was out in the desert today and stumbl...True Dat. I was out in the desert today and stumbled on a religious compound. There's a lot of room out there. I'm thinking of starting my own. Do you want to come?Sherihttps://www.blogger.com/profile/07010807926441302062noreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-78787725909856252442009-03-07T10:42:00.000-08:002009-03-07T10:42:00.000-08:00Will you please send this to Washington?Will you please send this to Washington?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-15870829949342993222009-03-06T18:34:00.000-08:002009-03-06T18:34:00.000-08:00OH YEAH BABY!!!! AMEN! Is it ok if I link to this ...OH YEAH BABY!!!! AMEN! <BR/>Is it ok if I link to this post on my blog sometime this weekend?Snarky Bellehttps://www.blogger.com/profile/17893940815826970998noreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-48227695995557881772009-03-06T16:57:00.000-08:002009-03-06T16:57:00.000-08:00Can't say anything else except amen!Can't say anything else except amen!Col.Smeaghttps://www.blogger.com/profile/10927403851401156970noreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-91155746930422477582009-03-06T15:12:00.000-08:002009-03-06T15:12:00.000-08:00WOW! You just said everything Micah and I have be...WOW! You just said everything Micah and I have been talking about for months! I am soooo glad to live in the house that I do...to be able to afforde it each and every month....regardless of if my husband has a job! It may be small...but it's a HOME not just a house and nope, NO sympathy for those poor idiots out there! I honestly hope they lose everything, then maybe our economy really will change! LOVE that you always speak your mind....Thanks for being YOU!Micah and Jenhttps://www.blogger.com/profile/08162680669471984827noreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-85993838993058448202009-03-06T13:45:00.000-08:002009-03-06T13:45:00.000-08:00First time visitor to your blog, and all I have to...First time visitor to your blog, and all I have to say is Amen!<BR/><BR/>And by the way, I am still terribly cool. I have just realized that the definition of cool has changed and has nothing to do with twentysomethings who only imagine they know what cool is.Hildiehttps://www.blogger.com/profile/08825826597565796467noreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-65026332280505093072009-03-06T12:40:00.000-08:002009-03-06T12:40:00.000-08:00Amen! I am pissed at these stupid people who exte...Amen! I am pissed at these stupid people who extend themselves beyond their means "because they need it" or "they have to for their kids" crock of crap.<BR/>Don't knock on my door asking for sympathy. You've had years of living it up, and now you can feel how the rest of us live. Although I'm sure the government (AKA your hardworking neighbors)will bail you out while you continue to assume you deserve it.Cicilyhttps://www.blogger.com/profile/07272591931481310030noreply@blogger.comtag:blogger.com,1999:blog-683866266059492804.post-34014255395455794442009-03-06T12:27:00.000-08:002009-03-06T12:27:00.000-08:00Jill, you've just said everything I've been thinki...Jill, you've just said everything I've been thinking for months now, and with less foul language than I might have used!! Bravo to you girl!!Roma Li Wakamatsu Morganhttps://www.blogger.com/profile/13659953363834268198noreply@blogger.com